Lending Transaction Management Expert @ING Bank

Discover ING Bank Romania

ING believes in a world where everyone has the right to grow and progress in their own way. We express this in our global tagline, “do your thing”. Perhaps more than in any other large company, we extend our belief in the power of autonomy to our own people. But there’s a catch. In return for great freedom, we expect people to do great things for our customers, our stakeholders, and ING at large.

To work here is to be surrounded by people who are energetic, ambitious, friendly and respectful: talented specialists who take the responsibility and autonomy to make great things happen. We stay curious, thrive on change, and seek new and better ways to make it happen. Active in Romania for more than 30 years, ING Bank pioneered and challenged the local banking industry. Technology and innovation are at the core of what we do, making our products relevant for our customers’ lives and businesses.

ING Bank Romania is the only bank with an organic growth within the top 10 local banks by assets, without acquisitions of client portfolios or other banks. ING Bank Romania is a universal bank with more than 1.8 million customers from three business segments: individuals (retail), SME and Mid-Corporate companies and Wholesale Banking.

Join us!

Mission

As Lending Transaction Management Expert, you will be involved in preparing the loan documentation for loans granted to our customers (SME and Mid-Corporate companies), ensuring the correct transposition of the approval conditions into the credit contracts.

Also, you will be in charge of the correct archiving of the concluded documentation in the clients dedicated folders.

Your day to day

• Analyze the credit application and establish the type of documentation to be prepared.

• Prepare the loan documentation for loans granted to companies, ensuring the correct archiving of the concluded documentation in dedicated folders.

• Check the loan documentation for the assigned credit files of the clients from the point of view of compliance with the terms and conditions of the approval.

• Ensure the correct transposition of the approval conditions into the credit contract (their adequate reflection in the contractual clauses).

• Analyze and inform the Financing Services Maintenance department regarding the update to the existing structure, in accordance with the approval.

• Update the documentation status in the dedicated application for monitoring the status of credit documentation, resolving other reports related to the documentation activity.

• Updates the prioritization report regarding Credit Applications sent for documentation.

• Provides specialized assistance regarding credit files. 

What you bring to the team

• Relevant experience in banking operations, having a minimum of 2 years of experience in analyzing credit documentation for legal entities or administering and monitoring bank loans for legal entities

• Relevant education, being a university graduate - preferably in the fields of economics and/or law - having good computer skills (MS Office suite, Databases) and English proficiency (written, spoken)

• Professional knowledge:  good knowledge of Romanian banking legislation and awareness of the client portfolio, internal operational procedures/process, banking services and products

• Professional skills: problem-solving, very well organized, able to work under pressure, able to prioritize, methodical, able to work within a predetermined framework, result-oriented

• Personal skills: integrity, stability, patience, able to establish effective relationships, efficient, meticulous, disciplined, adaptable.

What we offer

• Impactful work in a fun and collaborative environment

• Open-concept offices designed for both teamwork and relaxation

• Corporate events and social gatherings

• Hybrid way of working with flexible working schedule and short week options

• Monthly budget on Benefit platform

• Extra annual leave days depending on the total length of working experience

• Growth opportunities through upskilling/ reskilling programs and a variety of learning and development platforms: ING Learning Centre, Udemy, Bookster, as well as through trainings and certifications

• Possibility to access Internal roles, International Short-Term Assignments or Long-Term Assignments

• Context to make an impact through Sustainability and Corporate Social Responsibility projects.