Head of the Regional Restructuring Unit The Netherlands

The Head of the Regional Restructuring Unit The Netherlands is a key role in the Risk & overall ING The Netherlands organization. Its mission revolves around the restructuring & recovery activities of customers with a business credit product and facing financial difficulties.

The role reports hierarchically to the Head of Credit Risk Management, and functionally towards the Head of Global Credit Restructuring. This role will provide a great development opportunity, placing the successful candidate at the intersection between clients, the regulatory environment and society at large, giving the possibility to have a real impact for the various parties.

Roles and responsibilities

• Leading a very talented team of approximately 40 colleagues (directly and indirectly), fostering an environment based on engagement, personal- and professional development and vitality;

• Being responsible for managing the restructuring & recovery activities for customers with a business credit exposure higher than EUR 1 mln up to EUR 20 mln.;

• Coordinating the loan loss provisioning process, including determining individual provisions (IFRS 9) and Sox process coordination;

• Ensuring compliance with internal and external regulations, for example guidelines on lending to small business customers, IFRS rules and EBA guidelines;

• Functional responsible for the restructuring & recovery of customers with credit exposure below EUR 1 mln that are executed with the business or outsourced;

• Continuous optimization of the restructuring & recovery processes;

• Partnering with various stakeholders across the bank, locally / at group level, but externally as well;

• Member of the MT of Global Credit Restructuring;

• Ensure learning loop is in place towards Credit Risk Management, Transactional Approval, the business and the global restructuring community.

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself. We are looking for a person who is:

• Solid knowledge of Credit Risk, including recovery & restructuring activities;

• Very good understanding of the banking & business environment, balancing internal and external perspectives of the industry;

• Experience in managing difficult client files, with high visibility and impact;

• Very good individual and team leadership abilities, such as growing teams & individuals, coaching, sustaining high performance & balanced teams, conflict management and leading leaders;

• A balanced and structured approach, taking into account various perspectives and being a trusted partner towards various stakeholders;

• Strong negotiation skills;

• Excellent analytical skills.

Rewards and benefits
We want to make sure that it’s possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.

The benefits of working with us at ING include:

• A salary tailored to your qualities and experience

• 25 - 28 vacation days depending on contract

• Pension scheme

• 13th month salary

• 8% Holiday payment

• Mobility card

• Hybrid working

• Personal growth and challenging work with endless possibilities

• An informal working environment with innovative colleagues

About us
Curious about how ING empowers people and businesses to move forward? Discover what we do and what we can offer you.

Questions?
Contact the recruiter attached to the advertisement. Want to apply directly? Please upload your CV and motivation letter by clicking the ‘Apply’ button.