Wholesale Banking Graduate Analyst –Sectors & Lending

Lending & Sectors Rotational Program | Analyst | New York

About ING: 

In Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients. 

When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer.

We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered.

Sound like the kind of place you’d feel at home? We’d love to hear from you.

About the position:

The Lending and Sectors Rotational Program empowers early-career professionals to build technical expertise and industry insight to prepare for a successful career at ING. Over the course of 18 months, analysts participate in three, six-month rotations where they will gain exposure to the lifecycle of a deal and understand how to serve clients, showcasing the ING difference. Analysts will get hands-on experience of what is involved in the day-to-day role as a team member in the Portfolio Management, Transaction Management and Sectors teams.

Throughout the program, analysts are challenged to expand their network and think critically about their progress and performance through ongoing developmental conversations and opportunities for continued learning. At the end of the 18 months, program participants will be evaluated for full-time placement based on performance and business need.

About the department:

ING is seeking entry-level employees that are keen to kickstart their careers in the banking industry. Analysts will report directly to the Head of Analytics & Change Management with opportunities to train alongside their cohort while also benefiting from 1:1 career guidance and developmental conversations. Throughout their three rotations, analysts will support a variety of transactions across Sectors, working alongside local teams, harnessing the capabilities, expertise and training offerings of a global network.

Responsibilities (dependent upon rotation can include):

• Collaborate with associates and senior bankers to support client pitches, transaction execution, and ongoing engagement activities
• Contribute to the preparation of sections of the credit approval packages
• Support the onboarding of new deals into the portfolio, ensuring accurate data capture and adherence to credit granting criteria and internal policies
• Run internal models including risk ratings and loan pricing

• Manage daily portfolio activities such as credit reviews, financial analysis, outlook assessments, and compliance monitoring
• Produce presentations, memos, financial reports and other supporting material for internal stakeholders and commercial management meetings

• Assist with due diligence, market research, and analytics
• Contribute to the automation and improvement of reporting processes, leveraging tools such as Copilot, Power BI, SharePoint, and Excel

Qualifications and Competencies

• Bachelor’s degree (all majors considered); a demonstrated passion for banking and financial services is essential
• Exceptional written and verbal communication skills
• Proficiency in Excel, Word, and PowerPoint
• Strong time management and organizational skills, with ability to manage multiple priorities
• Self-starter who takes initiative and seeks out learning opportunities
• Proven track record of high performance and teamwork
• Ability to work effectively both independently and as part of a team

Base Salary: $105,000

In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for expenses associated with commuting and fitness.

ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are.

ING Bank does not have a commercial banking license in the U.S. and therefore not permitted to conduct a commercial banking business in the U.S. Through its wholly owned subsidiary ING Financial Services LLC, and its affiliates, it offers a full array of wholesale products such as commercial lending and a full range of FM products and services.