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Retail Performance & Value Management Lead



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At ING, we're passionate about making banking simpler, smarter and more accessible for our customers. 


As Retail Performance & Value Management Lead, you'll sit at the centre of some of our most critical business decisions, partnering with senior leaders across Product, Finance, Treasury, Risk and Technology to optimise performance, influence investment decisions and drive sustainable growth.

Reporting to the Head of Retail Performance & Value Management, this is a unique opportunity to play a pivotal role in shaping the strategic direction and commercial success of our Retail Bank. 


Combining strategy, commercial performance, financial insight and executive governance, this highly visible role offers the opportunity to make a meaningful impact across the organisation. 


If you're energised by solving complex business challenges, translating insights into action and influencing senior stakeholders, join us and help shape the future of retail banking at ING. 

What You'll Do 

  • Lead Retail strategy, investment prioritisation and business planning, helping shape the future direction of the Retail Bank. 
  • Drive forecasting, planning and commercial performance analysis across deposits, mortgages, profitability, growth and balance sheet optimisation, partnering closely with Finance, Treasury and Product teams. 
  • Develop strategic insights, business cases and scenario modelling to support executive decision-making, investment choices and commercial outcomes. 
  • Track business case performance, benefits realisation and strategic initiatives to ensure investments deliver sustainable value and intended outcomes. 
  • Influence business direction through executive and board reporting, while leading Retail-wide communications including town halls, leadership updates, newsletters and strategy forums. 

What We're Looking For 

  • Significant experience in banking, strategy consulting, commercial management, corporate strategy or business leadership roles. 
  • Strong understanding of retail banking, including performance drivers, pricing, profitability, financial management, balance sheet dynamics and funding. 
  • Advanced analytical, financial modelling and problem-solving capabilities, with the ability to turn complex data into actionable insights. 
  • Exceptional communication and stakeholder management skills, with a proven ability to influence senior executives and engage diverse audiences. 
  • A strategic and commercial mindset combined with strong execution capability, prioritisation skills and a track record of delivering results in fast-paced environments. 

What’s in it for you? 

  • Discounted ING Health Insurance 
  • An additional Rest Day to support your wellbeing 
  • An IMPACT day to volunteer on approved sustainability activity 

About Us

At ING, we’re all about making life simpler and more rewarding - for the people who bank with us, the team members who work with us, and the communities we’re proud to support. Joining ING means stepping into an environment where your individuality isn’t just welcomed - it’s celebrated. We’ve built a culture that’s fun, inclusive, and supportive, giving you the freedom to be yourself, so you can do your thing.  

Whether you’re taking ownership of exciting projects, thinking outside the box, or working with global colleagues, you’ll find ING is the kind of place where growth isn’t just a possibility; it’s a promise. As a WGEA Employer of Choice for Gender Equality and Family Inclusive workplace, you’ll feel the difference in how we value and champion our people.  

We make hiring decisions based on your skills, capabilities, and how you align with our values - not on ticking every box. So, if you’re interested but don’t meet all the criteria, we encourage you to apply. We’re invested in fostering a diverse and inclusive workplace where everyone feels like they belong. We’re your allies in helping you do your thing during the recruitment process, so let us know (email below) if you require any support or adjustments when you apply   

Sound like your kind of vibe? We can’t wait to hear from you!  

(One last note: We operate using a direct talent sourcing model, so no agency introductions, please.)  

ING is Australia’s most recommended bank according to RFI Global’s Consumer Atlas Survey, January–June 2025 (n = 29,510) when compared to customers of the 10 largest ADIs operating in Australia. 

Need more?  


Contact: Skye Griffiths on
skye.griffiths@ing.com

For support and adjustments, including DEI, LGBTQI+ confidential application support enquiries: rpoteam.au@ing.com

Applications close Friday 16 October

Before you apply 
Here at ING we consider employee development to be important and encourage existing employees to apply for suitable internal positions. It is expected that any employee applying for a vacant position would have been in their current role for a minimum of twelve (12) months before applying. This may be waived in special circumstances and after consultation with your Manager .  

#LI-DNI 

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W ING chcemy, aby każdy mógł w pełni wykorzystać swój potencjał. Tworzymy inkluzywną kulturę, w której każdy ma szansę na rozwój i wpływ na naszych klientów oraz społeczeństwo. Zawsze wspieramy różnorodność, równość i integrację. Nie tolerujemy żadnej formy dyskryminacji, czy to z powodu wieku, płci, tożsamości płciowej, kultury, doświadczenia, religii, rasy, niepełnosprawności, obowiązków rodzinnych, orientacji seksualnej lub czegokolwiek innego. Jeśli potrzebujesz wsparcia lub dostosowania podczas procesu rekrutacji lub rozmowy, skontaktuj się z rekruterem wskazanym w ogłoszeniu. Z przyjemnością pomożemy Ci, aby proces był sprawiedliwy i dostępny. Dowiedz się więcej o naszym zaangażowaniu na rzecz różnorodności i integracji tutaj.

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