Senior Risk Analyst LLP

The Global Credit Restructuring team is looking for a Senior risk analyst. You will have an important role in coordinating the global Loan Loss Provisioning (LLP) process of ING. As Senior risk analyst, together with the rest of the team, you will provide correct figures on provisions in comprehensive (quarterly) reports for ING Group including all the business units worldwide. Your focus will be on the collective provisions, including the related Macro Economic Forecasts and Post Model Adjustments and relevant changes in IFRS9 models.

Role and responsibilities

You add value by analysing the developments and trends in the collective provisions and can explain those to Senior Management in a clear way. You assist in identifying the need for Post Model Adjustments and when applicable you prepare proposals together with other local or central risk departments. As expert on the collective provisions you answer questions from auditors, supervisors and internal stakeholders.

You will also be providing instructions to local units, coordinating the global LLP process, preparing input for the relevant LLP committees are part of your day-to-day work. You are in constant contact with risk colleagues of local units, with other central risk departments, with credit risk modelling/ validation and Vortex teams. You ensure the relevant internal controls are performed.

Furthermore, you will be engaged in providing Senior Management with the relevant Management information and contribute to external Credit Risk disclosures. You will also participate in various credit risk related projects.

The team

You will be part of the GCR/ Provisioning, Portfolio Management and Control team with 6 colleagues. This role covers the total of the ING Group portfolio and offers unique exposure to the national and international business of the Bank.

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.

You are a person with:

• At least 7 years of relevant working experience in the bank, preferably in (a combination of) Credit Risk, Model development/ validation or Finance.

• Experience with topics such as IFRS9 credit risk models, Loan Loss Provisioning, (financial) analysis, reporting and internal controls (including SOx).

• Affinity with data and IT. You have proven experience with reporting and analysis tools such as Power BI, Excel etc. Preferably you have knowledge of SAS Enterprise Guide and SAS programming (Base/SQL).

• Excellent analytical skills, eye for detail and accurate.

• Able to set priorities and to gather information from relevant parties.

• Flexible attitude and problem-solving mindset.

• Excellent communication skills, both in writing and reporting in English.

What do we offer?

√     Pleasant and respectful working environment in a community of engaged colleagues with a vast experience in restructuring

√     Excellent opportunity for personal development and learning

√     Dynamic professional environment with challenging responsibility

√     Opportunities to work at ING Head Office and work with other Group staff departments and business units on Credit Risk/ Loan Loss Provision topics.

Rewards and benefits
We want to make sure that it’s possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.

The benefits of working with us at ING include:

●          24-27 vacation days depending on contract

●          Pension scheme

●          13th month salary

●          8% Holiday payment

●          Hybrid working

●          Personal growth and challenging work with endless possibilities

●          An informal working environment with innovative colleagues

About us
Curious about how ING empowers people and businesses to move forward? Discover what we do and what we can offer you.

Questions?
Contact the recruiter attached to the advertisement. Want to apply directly? Please upload your CV and motivation letter by clicking the ‘Apply’ button.