Intern

ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around 37 million customers, corporate clients and financial institutions in over 40 countries. Our purpose is to empower people to stay a step ahead in life and in business. The Dublin branch has 151staff and focuses on Wholesale Banking – sector-focused lending, capital structuring and advisory, transaction services and sustainable finance solutions.

Main Responsibilities

• Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems.

• Screening the loan agreements and understanding the financial covenants applicable to the borrower.

• Preparation of various reports for lending teams across the globe for overdue ratings, covenants and financials – we want to be able to proactively help the lending teams resolve any issues before they may arise. 

• Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating.

• You will develop credit, analytical and technical skills while gaining hands-on experience in your role.

• You will work with engaged managers and have exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions etc).

Who we’re looking for:

• Students in the process of completing their Bachelor's degree - if possible, in Business, Accounting, Finance or Economics but can be in another discipline coupled with a strong result in Accounting at Leaving Certificate.

• Solid understanding of the financial statements of companies.

• We value resourcefulness, teamwork, and enthusiasm all of which might be demonstrated via your previous work experience or perhaps involvement in extracurricular activities.

• High level of attention to detail coupled with strong organisational and scheduling skills are important.

• Excellent written and spoken English communication skills. You will be working with teams across multiple lines of business based in many different counties so strong communication skills are a must.