Senior Credit Analyst

Who we’re looking for: 

• Bachelor’s degree preferred - if possible, in Business, Accounting, Finance or Economics but can be in another discipline coupled with strong knowledge of accounting.

• Work experience should be in financial services involving corporate or institutional lending.

• Solid understanding of the financial statements of companies. 

• We value resourcefulness, teamwork, and enthusiasm all of which might be demonstrated via your previous work experience or perhaps involvement in extracurricular activities.

• High level of attention to detail coupled with strong organisational and scheduling skills are important. 

• Excellent written and spoken English communication skills. You will be working with teams across multiple lines of business based in many different counties so strong communication skills are a must. 

Main Responsibilities

• Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems. 

• Screening the loan agreements and understanding the financial covenants applicable to the borrower.

• Preparation of various reports for lending teams across the globe for overdue ratings, covenants and financials – we want to be able to proactively help the lending teams resolve any issues before they may arise.  

• Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating. 

• You will tap into your credit, analytical and technical skills while working collaboratively with your local and global peers and management teams. 

• You will work with engaged managers and have exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions etc).